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SheilaTrznadel
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IA Refund and Cancellation Policy

The IA agreement may be canceled at any time and for any reason by an IA notifying the Company in writing of the election to cancel.
If an IA elects not to renew his\her IA agreement, all rights to bonuses, marketing position and wholesale purchases cease.  The terminated IA's sales organization shall be subject to placement in accordance with the then current published compensation plan presentation.

If the IA has purchased products for inventory purposes or mandatory sales aids while the IA agreement was in effect, all products in a resalable condition then in possession of the IA, which have been purchased within 12 months of cancellation, shall be repurchased. The repurchase shall be at a price of not less than ninety percent (90%) of the original net cost to the participant returning such goods, taking into account any sales made by or through such participant prior to notification to the Company of the election to cancel. Buyback is 12 months in Massachusetts, Maryland, Montana, Georgia, Louisiana, Wyoming, Texas, Oklahoma, Idaho, Utah, Washington and Puerto Rico. In addition, the company will honor statutory mandated buyback requirements of every jurisdiction.  A Montana resident may cancel his or her Agreement within 15 days from the date of enrollment, and may return his or her starter kit for a full refund within such time period.

The Company shall be entitled to repayment of any commission previously paid on a sale of product/service if the product/service purchase is cancelled or reversed or a refund paid for a terminated purchase. The Company shall recover the commission by adjustment on the next month's IA check payment. In the event that no commission is available for adjustment in the following month, the IA who has received the commission shall repay the commission paid on the "reversed sale" within 30 days of the Company’s notice to repay.

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